Car Title Loans in Imperial County

Car title Loan FAQ

Car Title Loans in Imperial County, Bombay Beach, Brawley, Calexico, Calipatria, Desert Shores, El Centro, Heber, Holtville, Niland, Ocotillo, Palo Verde, Salton City, Salton Sea Beach, Seeley, Westmorland,  and Winterhaven!

Simple. You are using your car as security on a loan. If the car is not paid off, we can pay it off under this loan. You will make normal payments on the loan. The interest rate is higher than banks but we are faster and we do loans to people with bad credit and unpaid debts. We loan money to people who normally would not quality for a loan and to people who need the speed of a title loan.

You need to be of legal age to enter a contract which is 18.

They are charged monthly. We charge 7.5% on loans above $5,000 and 8% on smaller loans.

You have 2-3 years but this does not mean you have to keep it out for the whole term.

The loans are only set up for longer but you can pay it off as fast as you want to. Some people pay it off in a month!

Extremely easy. The fact that you are using your car title for this loan means we have less risk and because of this, we have loosened up the normal rules of lending to open the door to a lot of issues like bad credit or time on the job or even retired!

• Copy of your drivers license

• Original Title

• Insurance

• References

• Proof of residence (verify where you live)

• Proof that you have some income of at least $1500 a month

Actually no. First we may not have a location in driving distance but we could also have one a block from you. Fact is we have 450 broker locations by brokercompanies and you may have driven by us several times and not known it was us! If you are far, we can come to you.  Since we only come to you with MONEY in hand, we need everything done before we see you. We use the internet and fax machines.

You just have to prove income of $1500 a month. You can be self employed as well or even be on disability. Just looking for income to pay for the loan.

Yes, a lot of people do. We know this. We do what the banks just have a hard time doing - giving loans to people who really need them and not the rich.

You car can up to 6 months payments left on it or you can even have a car title loan on it now. Either way, we will pay them off for you.

Your car must be registered in the same state you live and the same state you get the title loan.

Nope. One car per person.

We know. It's hard right now. That's why we made it easy. Don't worry about this.

Absolutely it does. We report to the credit bureau all those positive payments to improve your credit rating. This alone is worth getting a car title loan really. You can get a loan from us with bad credit and improve your credit for the future!